Save money in the budget

Archive for January 2009

As with fruit, there are many varieties of the vegetables that you can buy the whole year. The vegetables are then either imported or comes from the "glass house". But here's the same as in the fruit, you should only buy the vegetables, which currently is our season.

And if you native fruit and vegetables are buying, you not only protect the environment but also the strongest local economy!

I've tried a few weeks ago tomatoes (tomatoes), from Spain, because I had a gusto that. They have tasted, after all, not only for trusses, I think they tasted just for water.

Shopping tips:
If possible, I buy vegetables directly from farmers or at farmers' market. What I do not otherwise get, then I'll get the discount. Here, have for me Hofer (Aldi) and Penny market ahead.

Season for cheap vegetables:

January:
Mushrooms, chicory, Chinese cabbage, endive, lettuce, kale, kohlrabi, leeks, celery, Jerusalem artichokes, salad, cabbage, kale

February:
Mushrooms, chicory, Chinese cabbage, endive, lettuce, kale, sprouts, arugula, celery, Jerusalem artichokes, salad, cabbage, kale

March:
Nettle, chicory, mushrooms, lettuce, arugula, spinach, Jerusalem artichokes, salad, leeks, cabbage, kale

April:
Nettles, mushrooms, lettuce, Häuptelsalat, kohlrabi, radishes, arugula, asparagus, spinach, corn salad, onion

May:
Nettles, Häuptelsalat, kohlrabi, beets, radishes, arugula, asparagus, spinach, zucchini

June:
Cauliflower, beans, broccoli, iceberg lettuce, endive, peas, potatoes (potato), fennel, green beans, cucumbers, Häuptelsalat, cauliflower, carrots, kohlrabi, beets, carrots, peppers, tomatoes (tomatoes), radishes, arugula, asparagus, spinach, cabbage, zucchini

July:
Beans, broccoli, iceberg lettuce, endive, peas, potatoes (potato), fennel, green beans, cucumbers, Häuptelsalat, carrots, garlic, celeriac, kohlrabi, beets, peppers, tomatoes, leeks, radishes, red cabbage, arugula, asparagus, cabbage, zucchini , onion

August:
Cauliflower, beans, broccoli, iceberg lettuce, endive, peas, potatoes (potato), fennel, green beans, cucumbers, Häuptelsalat, cauliflower, carrots, garlic, celeriac, kohlrabi, pumpkin, corn (maize), chard, peppers, tomatoes (tomatoes) , leek, radish, radish, red cabbage, arugula, cabbage, zucchini, sweet corn, onion

September:
Broccoli, Chinese cabbage, oak-leaf lettuce, iceberg lettuce, endive, potatoes (potato), fennel, green beans, cucumbers, Häuptelsalat, cauliflower, carrots, celery, cabbage, kohlrabi, pumpkin, beets, eggplants, peppers, tomatoes (tomatoes), parsnips, Petersilwurzel, leeks, radicchio, radishes, red cabbage, arugula, cabbage, zucchini, sweet corn, onion

October:
Broccoli, Chinese cabbage, lettuce, endive, potatoes (potato), fennel, Häuptelsalat, cauliflower, celeriac, kale, kohlrabi, pumpkin, beets, eggplants, peppers, tomatoes, parsnips, Petersilwurzel, leeks, radicchio, radishes, red cabbage, arugula , black salsify, spinach, Jerusalem artichokes, cabbage, kale, zucchini, sugar loaf, sweet corn

November:
Chinese cabbage, lettuce, Häuptelsalat, cabbage, brussels sprouts, chard, leeks, radishes, red cabbage, arugula, black salsify, spinach, cabbage, kale, zucchini

December:
Chicory, Chinese cabbage, brussels sprouts, leeks, salsify, celeriac, Jerusalem artichokes, salad, cabbage, kale

Not ready to eat, buy packaged salads in plastic bags in the supermarket, the convenience of this costs money.

In the summer you get fresh herbs cheapest. Chives, basil, parsley and Co. can freeze in freezer bags perfectly. So you have also the cold season always "fresh" herbs for cooking.

Canned products such as Mushrooms and tomatoes in winter are alternatives to imported goods.

Even the vegetables frozen vegetables is an alternative out of season, because the vegetables are harvested just ripe then flash frozen as soon as possible to be like fruit buy but never pan vegetables or vegetables with sauce or garlic butter, and often, these vegetables more expensive. Why frozen vegetables only "buy nature."

The following tip applies not only to fruits and vegetables, but also for other products: For older product in the supermarket come off yet, it is always settled on the shelves to the front. So if you always fresh, and the food a longer expiration date, like, you have access to the rear.

If you put in the refrigerator vegetable drawer into a new sponge, the vegetables will stay fresh longer, because the sponge absorbs the evaporated water. I got this tip from a friend but not yet tried out. (Have you ever tried? Then please contact me to comment)

For fresh cut carrots once the green herb, they remain fresh for longer.

Bulbs last longer when they are wrapping individually in foil.

PS If you have a garden you can grow your own vegetables. While this is connected with work, is certainly at the cheapest and tastes best. Herbs grow not only in the garden very well, but also in the pot on the balcony.

There are good tips for storing fruit and vegetables available here:
Food: The right storage comes at it!

<- 2 Buy fruit, but real,

4th The power drink almost nothing ->

Yes, you read correctly, this time it is about money. In Hofer (Aldi) are from Thursday, 02.05.2009 saving lamps manufactured Lightway buy.

Source: Hofer informed edition from Monday, 02/02/2009

I have recently some lamps the company "Lightway" Try to buy and therefore you can only advise against. The light in my opinion is not only much too reddish and unnatural, but also the duty cycle is too long. Not to mention the life that is of five lamps one piece after only two months ago, and went a break after 5 months. (Supposedly these lamps but have an average life of 10,000 hours)

Therefore, my savings tip: Keep your hands off Lightway energy bulbs invest in brand quality that is free it is not "Who buys cheap, buys expensive and also you will save you even the trouble, what a" scrap "(Klumpert, dung, filth , Shit ... ..) because you have bought. It simply has a product that you buy, agree the value for money and this is given under any circumstances.

What energy-saving bulbs, I myself use and recommend, you can find here:
Energy saving lamps - Part 5 - I would buy these lamps

More information about the energy saving lamps:
3 Tips on buying an energy-saving lamp
The truth about energy saving lamps, and what you absolutely need to know

The Land of Lower Austria also offers a children's Schihelm action for the season 2008/2009. 12.5 € plus postage you can on the website www.achtung.at ski helmet in Lower-order a design.

Unfortunately, the 2008 models are sold out already, but there is still the 2007 model. This helmet is not as streamlined as the model of 2008, but at this price OK

Children's Ski Helmet-action NÖ

The photo is for the 2007 model, on the order page right below. This ski helmet-promotion is valid only for Lower Austria.

The Lower Austrian PS you can add a bicycle helmet even at only 6 - € order one, because the next summer to come.
Children's bicycle helmet campaign-Lower

PPS not all Lower Austrian small head can still Schihelm at € 23.50 plus postage Order one. (action of the crown and AUVA)

More children Schihelm actions:
Children's ski helmet campaign in Upper Austria

Because of the numerous serious skiing accidents lately is now also come in Upper Austria in November 2009, the Skihelmpflicht for children under 14 years. For this reason, start the province of Upper Austria and the sports business in February Skihelmaktion.

All Upper Austrian families who hold a card in the Upper Austrian family received when purchasing a Schihelmes for children up to 14 years in an Upper-shop a discount of 30 percent. (Source OÖ Family Card)

Click here for a free coupon:
Schihelmaktion

Details on how you come to a family card:
Save money with the family card

PS Is there one in your state Skihelmaktion, then please contact me into this field.

PSS For me, it is difficult to understand that some parents so "stupid" and children are without a helmet on the slopes send her. (Unfortunately, on a bike)
Therefore I can only say, who has a brain, it protects, particularly that of his children!

More children's ski helmet actions:
In Lower Austria there is a helmet-Action for Children

5 times a day fruit and vegetable nutrition experts advise us, but few stick to it.

Why are the like?

Probably not only price, but that would be here the wrong place to discuss it. I find the fruit lately risen in price quite has, so to me a few saving tips.

With us you can buy almost all the year round the same fruit, whether straight season with us or not.

The cheapest is fruit, if you buy it for the season, because then it's not just fresh, it tastes better. The fruit season is usually from the same region. It will then be harvested ripe and is also rich in vitamins, as immature fruit harvested from, for example, Spain or Italy. (Sprayed and not so strong) by the long transport distances, it is not possible otherwise.

Fruit from the farmer or farmers market is not only cheaper than the supermarket, but usually tastes better.

Discounters are better than their reputation, I personally find fruit of Hofer (Aldi) and Co. has a very good value for money.

Shopping tips:

• Take your time when shopping and see exactly, especially in the packaging (lazy or mashed).
  Pay attention to the fragrance of fruit and buy only if the scent smells after this fruit.
• I knock on watermelons ever, the melon sounds hollow then it is probably bad.
• Frozen fruit is an alternative out of season, because the fruits are picked ripe and then frozen as soon as possible.

Stock tips:

• Plums and cherries hold a maximum of three days
• Berries usually hold only 1 to 2 days, can they freeze well and use for desserts or shakes.
• Lemons, mandarins and Co., you can store a week.
• Fruits such as apples, bananas and pears give off a ripening gas that other vegetables and fruits ripen earlier. Therefore, these three types of fruit you should be stored separately and not put together with other fruits and vegetables together in a bowl.
• Apples can store for several weeks, provided they are stored cool and dark.

These types of fruit you buy in the following months at best, and besides, they have either season or are held. Some fruits such as kiwis, bananas and lemons have to be imported, they are buying from us all year, almost the same price.

January:
Apples, bananas, pears, tangerines, oranges, kiwis, lemons

February:
Apples, bananas, pears, tangerines, oranges, kiwis, lemons,

March:
Apples, bananas, oranges, kiwis, lemons

April:
Apples, bananas, oranges, kiwis, lemons

May:
Bananas, strawberries, oranges, rhubarb, gooseberries, cherries, kiwis, lemons

June:
Bananas, apricots, strawberries, raspberries, oranges, cherries, rhubarb, gooseberries, currants, cherries, cherries, kiwis, lemons

July:
Bananas, blackberries, strawberries, Frühäpfel, Frühbirnen, raspberries, cherries, apricots, nectarines, peaches, currants, gooseberries, kiwi, plums, lemons

August:
Apples, bananas, blackberries, strawberries, apricots, melons, nectarines, peaches, currants, gooseberries, cherries, kiwis, plums, lemons

September:
Apples, bananas, pears, blackberries, elderberries, melons, nectarines, peaches, cranberries, quince, apples, grapes, kiwis, plums, lemons

October:
Apples, bananas, pears, blackberries, elderberries, blueberries, raspberries, cranberries, quinces, grapes, kiwis, plums, lemons

November:
Apples, bananas, pears, elderberries, tangerines, oranges, kiwis, lemons

December:
Apples, bananas, tangerines, oranges, lemons

<- 1 What you need to know ready meals and fast food to

3rd Save money when buying vegetables ->

The only thing you can really save with finished products is time, no more and no less. Well these products taste so not really, and usually are a lot of flavor enhancer (glutamate), artificial flavorings, sweeteners and contain E-numbers.

Fat make these products too!

You do not believe me?

I have 3 years fed only with finished products and fast food and increased by the way 10 pounds. Only through a change in diet to more protein, fruits and vegetables I have again declined.

By the way, even cooking not only tastes better, it is much cheaper and you also decide what kind of ingredients you use. Especially in a four person household it is worth it even to cook.

Can not you cook, you should learn it as quickly as possible. Either you attend a cooking class, or you purchase one or the other good cookbook. Are you a cooking class too expensive consider the following:

I can know acquaintances or friends who cook well?

If you think of someone, then ask him but simply whether he wants to teach you cooking. In return, you could watch your cooking times to the children master / in. (Or lawn manes, etc.)

A very good website about cook is:
Heart is through his stomach

E-number list:
Free ebook e-numbers and labels

Good books about cooking and remove it you will find here:

Shopping Tips: Let yourself from low in fat and sugar not tempt the most is where less fat is used, contain more sugar and vice versa.

Also notice the content and information on the e-numbers. If the content sequence information is crucial that, in the first place is the main ingredient and in last place is the lowest amount of an ingredient used.

For example, E is E 620 to 640 for flavor enhancers (eg, glutamate), it can also stand out MSG. Yeast extract to the same point to glutamate.

Glutamate is contained in almost every finished product, soup cubes and any sauces, as it is a flavor enhancer. Allegedly reduce glutamate satiety and inhibit the production of growth hormones.

Likewise, you should avoid fast food delivery service and that this convenience will cost lots of money. (10 - to 12 - are the same times plastered € per person) And after the latest film "Super Size Me," you know the Big Mac, fries and Co. to make the long run not only fat but also sick.

It is now not about Mc Donald's and Co. to avoid, with children this is hardly possible, but one time a month, but is also enough. (And the joy of the children the greater)

Conclusion: I find comfort not only costs money, it also suffers including the taste! Even cooking is a bit time consuming, but it tastes good, is healthy, cheap and you know what is inside.

PS If you do ernährst balanced, you have fewer cravings and not fret so often to junk food such as Chips, chocolate, etc. Thus you give less money for snacking.

<- How clever food purchases while saving money

2nd Buy fruit, but true ->

The rise in food prices ever, you probably feel even in your wallet. Why they are getting more expensive but you will find the following article:
Food prices rise - inflation is at record levels

We, and especially our children need high-quality food every day to stay healthy and to keep enough energy to have. Malnutrition makes you and your children are not only thick, but still sick. According to estimates, 70 percent of all deaths in the Western world with years of poor nutrition have to do.

For both these reasons, I would like to show you a multi-part series on how to buy smart food while still saving money.

1st What you need to know ready meals and fast food to
2nd Buy fruit, but real,
3rd Save money when buying vegetables
4th The power drink for almost nothing
5th How do you buy meat at the table, pulled over will not
6th How to buy cheap bread
7th Buy baby food cheap
8th when you buy food even consider what must

Do you ask yourself too, as it is with the financial crisis continues? Have you worried about your job?

I can hear the daily news, and the whining about the financial crisis did not already.

Today I have therefore a seminar tip that gives you answers on how it goes and what you can do about it.

But what has this to save money in the budget to do?

If you have no income, you can save anything. The savings in money alone will you get may not always make ends meet. According to Karl Pilsl, business journalist and author of 20 books, is not only the labor market are changing dramatically, but also the way how and where to invest his savings.

It is according to Karl Pilsl again a time for pioneers, visionaries and people who are willing to do things that other people are not willing to do!

I was with this great lecture on Tuesday and even it can only recommend it to you further. For only 40 €, this seminar is a good investment in your future.

Warning: There are also group discounts up to 40 percent, why not your () wife / husband or friend take n?

Registration and further information:
Austria, where are you going?
Germany, where are you going?

PS In any case, you should be for the free Newsletter "Strong words for strong time" to register.

PPS A few CD-Books and Karl Pilsl what I heard and read myself.

Each of the register until 24.01.2009, 24.00 Clock my free report "save money in the budget" downloads, also participates in the raffle tickets for a three Powerday with Jürgen Höller part of.

So what are you waiting for.

Free Report "to save money in the budget"
Savings in the budget for free Advent Calendar - Door 24 - the secret millionaire

PS I was even on Sunday in Powerday Hörsching in Austria and you can only say that if you do not want to participate in the financial crisis, you should participate in my free raffle.

More information to give Powerday and dates here: Juergen Hoeller Powerday

Much money can you save if your clothes and your children will last longer.

But how does one do that?

Here are a few tips:

If you are after wearing your clothes (sweater, pants, etc.), wash them quickly broken. It would be better after wearing the pieces (does not apply for underwear and socks) to hang a day with a coat hanger to air out into the open (or in a well ventilated area). It shows only back in the closet.

Everyday clothes, you should not take two days in a row, but also aired for a day and recreation grant.

Knitting sweaters and West do not hang on a clothes hanger, otherwise they will wear out. Lieber put together and place in the box.

Trousers, jeans and Co. always lay with the crease and hang together. Lederhosen are only hanging on wooden hangers, or directly put in the box.

All the clothes that hang on a hanger must not rest on the box bow.

Clothing made of silk is extremely sensitive, especially wrinkles hard to go out again. It is better if you hang pieces of silk on a hanger.

Expensive clothes usually keep longer because the material has better quality and is usually washed before.

More info to help your clothes last longer, you can find in a few previous articles of mine:
How do you properly wash your clothes, taking compassion on your wallet
So you save time and money with clothes iron